Key money & deposits, decoded

FeeTypicalRefundable?What it is
Deposit (敷金 shikikin)0–2 moYes, minus cleaning/damageSecurity deposit held by the landlord
Key money (礼金 reikin)0–2 moNoA customary “thank-you” payment to the landlord
Agency fee (仲介手数料)0.5–1 moNoPaid to the brokerage
Guarantor fee (保証料)50–100% of 1 moNoGuarantor-company premium (see guide below)
Lock exchange¥15–25KNoNew key cylinder
Fire insurance¥15–20K / 2 yrsNoMandatory household insurance

“Zero-zero” (no deposit, no key money) listings exist — often newer chains or areas with high vacancy. This site's No key money filter finds them.

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Sources: MLIT land-price surveys 2025 (Official Land Prices & Prefectural Survey) and the MLIT real-estate transaction database — actual anonymized records, not listings. Operated as a product study by Scrum Value Agents Inc., Minato, Tokyo (svachain.com). Listings on the main site are placeholder samples; market statistics are real official data.