Owning: taxes & running costs

CostTypicalNotes
Fixed-asset tax (固定資産税)1.4% of assessed value / yrAssessed value is well below market price
City planning taxup to 0.3% / yrUrban areas
Condo management fee¥10–25K / moBuilding administration
Repair reserve (修繕積立金)¥8–20K / moRises with building age — check the fund's balance
Property management (if let)~5% of rentTenant handling, remittances
Insurance¥10–30K / yrFire; earthquake optional (~50% of fire premium)

When you sell

Capital gains are taxed at ~39.6% if held ≤5 years, ~20.3% if held longer (national + local, as of 2025) — the five-year line matters. Non-residents selling face a 10.21% withholding on the sale price in many cases, reconciled at filing. Brokerage fee on sale is the same 3% + ¥60,000 + tax.

None of this is tax advice — thresholds and rates change. Confirm with a licensed tax professional (税理士) before you commit.

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Sources: MLIT land-price surveys 2025 (Official Land Prices & Prefectural Survey) and the MLIT real-estate transaction database — actual anonymized records, not listings. Operated as a product study by Scrum Value Agents Inc., Minato, Tokyo (svachain.com). Listings on the main site are placeholder samples; market statistics are real official data.